Paycheck budget spreadsheet

Give every paycheck a job.

Payday Money Control is a colorful, fully editable spreadsheet that helps you plan bills, track spending, pay down debt and build savings – one paycheck at a time.

Get Payday Money Control – $12.99

$12.99 one-time payment · Excel spreadsheet · No subscription

YOUR MONEY AT A GLANCE
Paycheck income
$0.00
Money left
$0.00
Unpaid bills
$0.00
Spending
$0.00
Total debt
$0.00
Savings needed
$0.00

Dashboard updates automatically as you type.

What’s inside

Seven color-coded tabs that work together.

Dashboard

Income, money left, unpaid bills, spending, debt and savings on one screen, plus a spending-by-category chart.

Paycheck Plan

Assign every paycheck to bills, spending and savings or debt, and see what’s left.

Bills

A bill calendar with due dates, frequency and a Paid / Upcoming / Overdue status that changes color.

Spending

Log purchases with a category and payment method from simple drop-down lists.

Debt Payoff

List balances, interest rates, minimums and extra payments in one place.

Savings Goals

Set a target, record what you’ve saved and see exactly how much is still needed.

Set up in 5 simple steps

Everything starts blank – just type in the light-colored cells.

1

Set your paydaysEnter each paycheck date and expected amount.

2

Add your billsEnter due dates, amounts and which paycheck covers each one.

3

Track spendingAdd purchases as they happen.

4

Track debtEnter balances, rates and payments.

5

Set savings goalsName a goal and watch the remaining amount shrink.

Take control of your next payday

One simple price. Yours to keep and edit.

$12.99
one-time payment
  • Payday Money Control spreadsheet (.xlsx)
  • 7 colorful, linked tabs
  • Fully editable – nothing is locked
  • Automatic totals and color-coded statuses
  • Quick-start instructions inside
Buy now – $12.99

Questions

 

Can I change anything in the spreadsheet?

Yes. The workbook isn’t locked or password-protected, so you can edit the categories, add rows, rename items and change colors.

What program do I need?

It’s built as an Excel (.xlsx) file. It can also be imported into Google Sheets – after importing, check that the formulas and chart came across as expected.

Is it a budgeting app that connects to my bank?

No. It’s a simple spreadsheet you fill in yourself, so your financial information stays in your own file.

Is this financial advice?

No. Payday Money Control is an organizational tool, not financial, tax, credit or investment advice.